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Why Buy Title Insurance

The purchase of a home may be one of the single largest investments you’ll make in your lifetime. Most lenders require that you obtain a Lender’s policy at closing, which protects their interest and investment. It is only prudent that you protect your rights and investment as well as a homeowner. Title Insurance will guarantee your rights and interests to the property, ensuring that the transfer of ownership is smoothly completed and will result with no loss due to claims on one’s ownership of land.

Losses can occur for many reasons:

  • Mistakes in recording of legal documents
  • Forged Deeds, releases or wills
  • Undisclosed or missing heirs, including spouses
  • Deeds by persons of unsound mind
  • Deeds by minors
  • Deeds executed under invalid or expired power of attorney
  • Liens for unpaid taxes
  • Fraud

Title Insurance can protect you from all of these and more!

Any of these claims can and may result in a loss of your home and money paid to your lender. Title insurance will cover you in the event of such claims; it is the most effective, most accepted and least expensive way to protect your ownership rights.

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